Low Interest Rates

Just what you need to help you manage your finances

Would you like to reduce the interest rate on your credit card? Opt for VISA Desjardins' reduced interest rate and watch your savings grow!

VISA Desjardins Classic card, VISA Desjardins card FOR STUDENTS ONLY

• Regular annual interest rate: 19.4%
• Low annual interest rate: 11.4%
• This option is available for a fee of $25 per year (in addition to regular annual fee, if applicable).
• No fee for additional cards

Use the calculator to find out how much you can save with the low interest rate option.

VISA Desjardins Elegance GOLD

• Regular annual interest rate: 19.9%
• Low annual interest rate: 12.4%
• $25 per year (in addition to regular annual fee, if applicable)
• no fee for additional cards

Use the calculator to find out how much you can save with the low interest rate option.

VISA Desjardins Odyssey GOLD card

• Regular annual interest rate: 19.4%
• Low annual interest rate: 11.4%
• This option is available for a fee of $25 per year (in addition to regular annual fee, if applicable).
• For additional cards, a $20 fee applies.

Use the calculator to find out how much you can save with the low interest rate option.

If you have a VISA Desjardins Classic card, a VISA Desjardins Student card, a VISA Desjardins Odyssey GOLD card or a VISA Desjardins Elegance GOLD card and would like to find out more about this option, simply call 1-800-363-3380 toll free.