Westminster Savings Credit Union - Desjardins Online Solutions
Westminster VISA HomeCredit Card InformationVISA Desjardins Student >  Optional Services
 

Optional Services

VISA Desjardins Student

Credit Balance Insurance for Individuals
Authorized Payment Service
Low Interest Rates

Credit Balance Insurance for Individuals

With Credit Balance Insurance for Individuals, you are paid a benefit corresponding to the balance of the purchases made with your credit card and Accord D Desjardins financing, in the event of death, dismemberment or critical illness, up to a maximum of $25,000. In the event of accidental death, the amount to be paid is automatically doubled.

In the event of disability or involuntary loss of employment, it pays you a benefit corresponding to10% of the balance of the current transactions listed on your monthly statement and the Accord D Desjardins financing minimum monthly payment, up to $750.

Authorized Payment Service

The VISA Desjardins Authorized Payment Service lets you to pay your VISA account or Accord D Desjardins monthly payments automatically at no additional cost.

You can pay your balance in full or make partial payments.

Every month, the amount you've specified is withdrawn directly from a chequing account at any Canadian financial institution.

Pay in any of the following three ways without service charge:

  • Payment of your entire monthly balance, including the monthly Accord D Desjardins payment.
  • Fixed payment amount (equal to or greater than 3% of balance or $10 minimum).
  • Minimum payment required (3% of balance or $10 minimum).

Low Interest Rates

Ask for the Low Interest Rate option for your purchases and cash advances worldwide:

  • Annual fee of $30.
  • No charge for additional cards.

Credit Card Application

 
 
VISA
Money working for people
Privacy | Security | Terms of use