Tips for Managing Your VISA Desjardins Student card

• Pay your VISA account in full 3 days in advance of the Payment Due Date shown on your monthly statement to avoid credit charges.
• Use your card to cover unexpected expenses or to make big purchases. Avoid using it for impulse buying.
• Stay within your authorized credit limit.
• Use cash advances only in an emergency. Remember that interest charges run from the day you receive an advance until the day you repay it.
• Go over each statement carefully. Keep your receipts and compare them with your monthly statements to ensure there are no discrepancies.
• Make sure you are the sole user of your card. Never reveal your PIN (Personal Identification Number) to anyone.

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